Microfinance program promoted by the government of India through ‘The National Bank for Agriculture and Rural Development’ (NABARD) has impacted thousands of villages throughout India for the last twenty years. According to NABARD, 11crore household across India with over 87 lakh Self Help Groups created deposits over Rs. 195 billion. India has a platform of over billion mobile users and a half billion internet users and financial transactions, especially through United Payment Interface by the government of India, make the financial transaction process easy and transparent through banks for customers. E-Shakti launched by NABARD in 2015 has digitalizing information of SHG across India. World bank has seen online bookkeeping of SHG raising over a million transactions every week across lakhs of house households even in a rural area. This paper presents the significance of paradigm shift of digitalization of SHG with mobile.