Blockchains and Cryptocurrencies have become what some may call a buzz words, however very few understand what the words mean. Individually, Bloch-chain is this new, upcoming and disrupting technology that at its most basic level, is literally just a chain of digital blocks. We all must have heard the continuous chants “block-chain is a distributed, decentralized, public ledger."- FORTNEY Jun 25, 2019. Investopedia. Luckily, it’ just that. Nothing as complicated as you may have believed. Cryptocurrency, on the other hand, is this asset that runs on a blockchain, it is designed to work as a currency. Which is to say It uses cryptography to secure and verify transactions as well as to control the creation of new units of a particular cryptocurrency. Together, they can do anything from voting to insurance payments. We are already seeing multitudes of companies forming their own blockchains and cryptocurrencies. It is something people are willing to put a lot of money behind without a lot of surety of purpose, which is rare. –Fortney Investopedia. There are very few things that 100% of the people agree on, while this statement is true we must take into account how nothing has divided the financial industry quite so successfully. Some calling it a bubble. It has created overnight billionaires and as created a lot of employment over the years. It is also the cause of the loss of money and potentially millions of jobs in the future. - From Branson, Facebook Co-founders, Cuban to endorsing it to O’Leary, Dalio. In this research paper we aim to find out how these technologies have found such a strong foothold in the media, why it may seem scary (for the lack of a better word) to legalize these two purely disrupting and genius technologies, and how is it going to impact the industry in the coming years that truly runs the world, finance.