Information security is concerned with the assurance of confidentially, integrity and availability of information in all forms. This is the ancient Greek word: bios = “life” and metron = “measure.” In the present day world, online shopping using WAP enabled mobile phone has widely come into use. Credit cards serve as the currency during e-business and e-Shopping. As the Hacking or Spoofing or the Misuse of the credit card is continuously increasing even you are using a secure network. Also, some Spam software is sent to your system or device through the internet that helps spammers to get the desires relevant information about your credit card and financial data. To solve these problems or get out of these insecurities the Bio-metric System that provides the secure E-transaction by improving the prevention of data spoofing. So in this paper, we have proposed a multi-biometric model (integrating voice, fingerprint and facial scanning) that can be embedded in a mobile phone, this making e-transactions more secure.