In the previous few years’ robberies of ATM is increasing and becoming a problem for Banks. In the current system, we operating ATM using a PIN number which can be stolen or guessed and can be hacked during the transaction. That raises a question on the present security and demands something new in the system which can provide the second level of security. So for that in this paper, there is added some extra security to the current ATM Systems. We use the fingerprint system and One Time Password (OTP) which is sent to the user registration mobile number through GSM Module system. After that, the user will be able to complete the transaction securely. The working of this ATM machine is when the customer places his finger on the fingerprint module when access it automatically generates different 4-digit code as a message every time to the mobile of the authorized customer through GSM modem which is connected to the microcontroller [1]. The code received by the customer should be entered by pressing the keys on the keypad provided. This proposal will go a long way to resolve the problem of bank account safety and transaction.