The financial industry assumes a vital part in the Indian economy. Estimating and keeping up the advantage nature of banks is significant for the advancement of the financial division. These days, the benefit quality in banks, particularly the Public Division Banks is continually breaking down and accordingly making insufferable pressure the financial part, controllers, and Indian economy. The goal of the current examination is to comprehend the degree of Non-performing Assets (NPA), and how it impacts the productivity of the banks. For this reason, the examination thought about Gross and Net NPA of 10 Public and Private division banks from April 2014 to March 2018. The examination recognized that both general society and private segment banks steadily increment their Net and Net NPA during the period. The investigation found that there is a huge positive connection between Gross NPA and Net NPA of public and private area banks. The examination additionally found a huge negative connection between NPA with Return on Assets (ROA) of public and private part banks. The effect of possession (public and private division banks) altogether impacts the Gross and Net NPA.