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Recent Papers

Interest Free Banking in India

The role of banking is very important not now but very ancient time. In recent years a new alternative in banking has emerged at the global platform- interest free/ Islamic banking. In India various high committees have observed a voluntary faith based financial exclusion and recommendation interest free banking is a possible solution. The study seeks to inquire into the working of interest free and examine their prospectus in the light of India’s legal and regulatory frame work. The study will seek to find out major steps taken by India for introducing interest free banking.

Published by: Neeru Gupta

Author: Neeru Gupta

Paper ID: V3I1-1336

Paper Status: published

Published: February 13, 2017

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An Intelligent System for Detection of User Behavior In Internet Banking

Security and making trust is the first step toward the development of both real and virtual societies. Internet-based development is inevitable. Increasing penetration of technology in the internet banking and its effectiveness in contributing to banking profitability and prosperity requires that satisfied customers turn into loyal customers. Currently, a large number of cyber attacks have been focused on online banking systems, and these attacks are considered as a significant security threat. Banks or customers might become the victim of the most complicated financial crime, namely internet fraud. This study has developed an intelligent system that enables detecting the user's abnormal behavior in online banking. Since the user's behavior is associated with uncertainty, the system has been developed based on the fuzzy theory, this enables it to identify user behaviors and categorize suspicious behaviors with various levels of intensity. The performance of the fuzzy expert system has been evaluated using a receiver operating characteristic curve, which provides the accuracy of 94%. This expert system is optimistic to be used for improving e-banking services security and quality.

Published by: Saurabh Dorle, Manish Bendale, Dr. Nitin N. Pise

Author: Saurabh Dorle

Paper ID: V3I1-1332

Paper Status: published

Published: February 13, 2017

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Mutual Funds in India (An Emerging Trends and Prospects)

Abstract Mutual Fund is an American Concept and the terms ‘Investment Trust’, ‘Investment Company’, ‘Mutual Fund’, ‘Money Fund’ etc are being used interchangeably in American Literature. Investment Company as defined in us Investment Company Act of 1940 is any issuer that is or holds out as being engaged primarily or proposes to engaged primarily in the business of investing, reinvesting or trading is securities is known as Mutual Fund Company. In British literature, Mutual Fund has not been explained, however, it is considered as a synonym of Investment Trust of the USA, similarly in India also Mutual Fund & Investment Trust is used as interchangeable terms. Key Words- Investment Trust, Investment Company, Similarly, Interchangeably, Primarily, Reinvesting.

Published by: Priyanka Sengar, Dr. B. K Upadhyay

Author: Priyanka Sengar

Paper ID: V3I1-1330

Paper Status: published

Published: February 11, 2017

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Factors Impacting the Adoption of E-Commerce in Cooperatives

In the present study of factors impacting the adoption of e-commerce in cooperatives has been of great importance in social and economic changes causing a lot of investment for development. Adoption of e-commerce technology can have major benefits for organizations. Regarding this fact that using e-commerce technology improves the contestability of small and medium agricultural companies with large companies even in international level, adoption of it could have an important role in country development. The purpose of this study was to discuss the factors impacting on adoption including quality of systems, satisfaction of systems, self-belief, and self-efficacy, attitude toward using technology, perceived risk, socio-economic status and trust using review of library documents

Published by: Robert Mosomi Ombati, Dick Omulo

Author: Robert Mosomi Ombati

Paper ID: V3I1-1326

Paper Status: published

Published: February 9, 2017

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Performance Analysis of Image Clustering Algorithm Applied to Brain MRI

Exact measurements in brain diagnosis are difficult because of various shapes, area, and appearances of tumors. The tumor is an abnormal growth of body tissue; it can be cancerous or non-cancerous. There is a strong demand for automating the tumor detection and segmentation process. Thus, we required the computer aided diagnosis of brain tumor from MRI images to control the difficult problems in the manual segmentation. There are several methods available in the literature for medical image segmentation. In this paper, we introduced new segmentation method for detection of bias field image and classification of white matter and gray matter.From experimental results, BCFCM required less time than FCM algorithm.

Published by: Kalyani R. Mandlik, Dr. Suresh S. Salankar

Author: Kalyani R. Mandlik

Paper ID: V3I1-1325

Paper Status: published

Published: February 8, 2017

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Survey on Physical Resource Management in Clouds

The very important advantage of cloud computing is the ability to provision resources on demand. This avoids the problems of over-provisioning and under-provisioning which are commonly seen with organizations that have widely variable requirements due to increase/decrease, seasonal high and low workload etc. Resource allocation policies decide the amount of resource to be allocated to a particular or set of virtual machines (VMs). This resource allotment policy can also update the dynamically. For implementing prioritization, it requires to provide more resource to a specific virtual machine, compared to another virtual machine The resources offered may include memory consumption, storage, CPU processing power, IT services, and so on. Many of the touted gain in cloud computing that comes from resource multiplexing through virtualization technology.

Published by: Smitha .M. S, Prof. Janardhan Singh

Author: Smitha .M. S

Paper ID: V3I1-1323

Paper Status: published

Published: February 7, 2017

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