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Recent Papers

A Study about the Microfinance Models and Role of Financial Institution in Empowering Rural Finance: – An overview.

Abstract The purpose of this paper is to examine the role of financial institution and to study the different microfinance models which are empowering rural finance development in India. In this paper an attempt is made to find out how financial institutions are empowering the rural people and study the different microfinance models as well as different clients of the microfinance. India which is the one of the largest microfinance center in the world nowadays. In India more than 25% of its population lives below poverty line. For this poverty alleviation the Govt. of India started various programmes from time and again but failed in achieving this goal. The reasons behind the failure are such as the Govt. of India fail to reach the target population, the loophole in the system, corruption etc. The different countries of the world come with different ideas and schemes and these schemes increased the NPAs .Then the microfinance institution come forward to fulfill these gaps but the outreach is small as compared to the requirement and potential but some progress had been seen in this regard when NABARD and SHGs played an active role in this. After than numbers of different microfinance institution and different NGOs also dived in this business. Govt. must power the microfinance institution for mobilizing savings, with increase demand for the rural finance .How ever keeping in mind the recent experiences, and for the better growth we need to managed these microfinance institution in a better way and provide them adequate finance which full fill the needs of poor and also provide them a social responsibility which is most important for the growth of these microfinance institution and for alleviating poverty from the country. There is no doubt that NGOs played an important role in promoting SHGs so there should be need to start some incentive packages for these NGOs which motivates them to diversify themselves and their business to backward areas also.

Published by: Ahsan Ul Haq, Dr. Javed Iqbal

Author: Ahsan Ul Haq

Paper ID: V2I6-1164

Paper Status: published

Published: November 25, 2016

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Response of Bacterial Isolates to Various Antibiotics Isolated from Petroleum Spilled Soil.

All the bacterial isolates were studied for their responses to various antibiotics. Out of 28 bacterial forms, 12 forms were resistant to ampicillin, 10 forms to penicillin, 3 forms to erythromycin, 5 forms to streptomycin and only one isolate was resistant to tetracycline. Indicating that tetracycline was the most effective antibiotic for these bacteria.

Published by: Ritu Sharma

Author: Ritu Sharma

Paper ID: V2I6-1163

Paper Status: published

Published: November 25, 2016

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Bioremediation of Petroleum Products through Bacterial Isolates.

Bioremediation is the use of biological treatment to destroy or reduce the concentration of hazardous wastes from a contaiminated sites. such system involves the uses of biological organisms such as bacteria fungi and plants, to reduce or eliminate toxic pollutants from contaminated sites by degradation assimilation or transpiration in the atmosphere is called bioremediation degradation is the mode of elimination mostly in case of organic compounds while heavy metals are assimilated. These microbes and higher plants can also be variously modified by genetic engineering to become efficient and suitable for bioremediation.

Published by: Ritu Sharma

Author: Ritu Sharma

Paper ID: V2I6-1162

Paper Status: published

Published: November 25, 2016

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Offloading in Mobile Cloud Computing by Exception Maximization Algorithm

Offloading in mobile cloud computing by exception maximization algorithm is the idea to augment execution through migrating heavy computation from mobile devices to resourceful cloud servers and then receive the results from them via wireless networks. Offloading is an effective way to overcome the resources and functionalities constraints of the mobile devices since it can release them from intensive processing and increase performance of the mobile applications, in terms of response time. Offloading brings many potential benefits, such as energy saving, performance improvement, reliability improvement, ease for the software developers and better exploitation of contextual information. Parameters about method transitions, response times, cost and energy consumptions are dynamically re-estimated at runtime during application executions.

Published by: Samriti Goyal, Bhartii Grover

Author: Samriti Goyal

Paper ID: V2I6-1161

Paper Status: published

Published: November 23, 2016

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Employee Satisfaction of Safety and Security Measures in Knitted Garment Apparels Pvt(Ltd), Tirupur, (Tamil Nadu, India).

Safety and security measures are inevitable in any organization where workers are involved. An organization’s responsibility to its employees extends beyond the payment of wages for their services. The employee’s safety and security on and off the job within the organization is a vital concern for the employer. Providing a safe and healthy environment is a pre-requisite for any productive effort. Knitted Garment Apparels is a private limited unit, was one of the leading exporters from Tirupur, since They are now giving the expansion of business and looking up for new sources . This research deals with the study is on the safety and security measures provided to the employees at Tirupur Knitted Garment Apparals,Tirupur .

Published by: Dr. B. Anitha Rani

Author: Dr. B. Anitha Rani

Paper ID: V2I6-1157

Paper Status: published

Published: November 22, 2016

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A Study on Work Value Perceptions of Women Employees in Indian Postal Department with Special Reference to Tamil Nadu State.

Women established an identity of their own and created a space for them in education and work sphere. Educational institutions started training women to enter new arenas enabling them to move away from traditional roles. Families began expecting women not only to continue with higher education, but also to pursue any interest they may have in the profession. And, naturally, after spending so many years in education and obtaining professional degrees, they became interested in using the knowledge acquired productively. As a result, modern Indian women have made inroads into different professions that were unthinkable to women in the past. The number of women in the profession is increasing and they are making substantial progress toward parity with men. Today, in India, one can find more and more women in familiar as well as unfamiliar places - as heads of giant organizations, at the controls of aircrafts, in parliament, in judiciary, as police officers, doctors, engineers, teachers- the list is never ending. By tradition and throughout history, Indian women were expected to fulfill roles that defined them in relation to others only, – the kinship identities. But increasingly contemporary women establish independent identities and move beyond the identities of daughter, wife and mother. The present study has made an attempt to study the work value perceptions of women employees in Indian Postal Department.

Published by: DR. K. Gomathi

Author: DR. K. Gomathi

Paper ID: V2I6-1156

Paper Status: published

Published: November 22, 2016

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