Automated Teller Machine (ATM) services measure a lot of widespread attributes like flexibility and easiness for banking systems. Individuals measure wide maltreatment their ATM cards for immediate cash transfer, money withdrawal, checking balance etc. To acquaint with excessive protection, we generally tend to introduce face reputation-primarily based totally consumer authentication gadget. The main objective of this project is to develop high secured system for ATM services for multiple bank accounts. It reduces the value of put down banking transactions as interfacing completely different bank databases may be a resource overwhelming issue. In this security system, the authorized person will swipe the RFID card and enters the PIN, two level of security is implemented throught Iris recognition module. A telegram app is applied to ship OTP to offer authorization to perform the transactions. The developed system affords multi banking facility through smart card so that high level of security, flexibility and economic executions are brought in. This gadget is of better convenience, low-cost and consumer friendly.