This paper is published in Volume-8, Issue-5, 2022
Area
Finance
Author
Kashvi Chaudhary
Org/Univ
Kamala Nehru College, New Delhi, Delhi, India
Pub. Date
20 October, 2022
Paper ID
V8I5-1182
Publisher
Keywords
Wilful Defaulters, Indian Banking Sector, Non-Performing Assets (NPAs), Capital, Finance, Bank Loans

Citationsacebook

IEEE
Kashvi Chaudhary. Wilful defaulters and the Indian banking sector: A study, International Journal of Advance Research, Ideas and Innovations in Technology, www.IJARIIT.com.

APA
Kashvi Chaudhary (2022). Wilful defaulters and the Indian banking sector: A study. International Journal of Advance Research, Ideas and Innovations in Technology, 8(5) www.IJARIIT.com.

MLA
Kashvi Chaudhary. "Wilful defaulters and the Indian banking sector: A study." International Journal of Advance Research, Ideas and Innovations in Technology 8.5 (2022). www.IJARIIT.com.

Abstract

In this research paper, we analyze the increasing number of wilful defaulters in India and how certain shortcomings of the banking system contribute to this. Recently, the rising incidence of NPAs has generally caused the performance of the banking sector to decline. The paper encompasses past defaults that have occurred and how they have impacted the Indian financial sector. It is important to acknowledge how a well-structured banking sector contributes to the development of a country. We have made use of secondary data from various sources to support our assumption about the increase of wilful defaulters.